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RENTAL PROPERTY HOME LOANS

Buy Or Refinance Your Home. No Tax Returns Required! LTV Up To 75% For Cash Out Or 85% For Home Purchases.

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NEED A RENTAL

PROPERTY LOAN?

Do you want to buy a rental property? No personal income verification required!

Equinox Home Financing offers a rental property loan program with no personal income verification. Instead, we use the investment property's projected rental income to qualify you. This loan program is very popular amongst real estate investors. Many of our clients use this program for investments into long term rentals or even short term rentals such as AirBnB. Give us a call today, and our team will answer any questions you may have.

HOW IT WORKS

Call or Apply Online

Our licensed loan officers are ready to help answer any questions that you have. Taking an application over the phone could be as quick as 10 minutes. 

Get Approved

We will review your loan application, your property will be appraised, underwritten, and approved. 

Fund

Once all items have been satisfied and we are clear to close, loan docs will be drawn. You'll sign loan docs and your loan will fund. 

WHY EQUINOX?

Here at Equinox Home Financing, we pride ourselves on providing solutions to self employed home buyers and borrowers. If you can't provide proof if income or you are like most other business owners who have an overage of tax deductions, we can help you! Give us a call, our team will answer any questions you may have.

RECENTLY FUNDED DEALS

Los Angeles, CA 

Fix and Flip

Purchase Price $450,000

Stated Income

Buena Park, CA

Bank Statement Program

10% Down Payment

Aliso Viejo, CA

Stated Income

Cash-Out Refinance

2nd Trust Deed

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What are you waiting for?

Call us today. A licensed representative is on stand by to help you with your financing needs. There's no need to wait any longer. Get financing now! 

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TESTIMONIALS 

See what our clients are saying

"Equinox Home Financing helped me get into a home with no income documents other than my bank statements. I highly recommend them".

Edgar Paiz, Irvine CA

"...the team at Equinox helped us get into a home when we got declined everywhere else. We are self employed and it should be this easy for everyone. Thanks guys you get 5 stars!" 

Jason and Renae Dazy, Los Angeles CA

FAQ

All rights reserved Copyright © 2015 Equinox Home Financing, Inc | Licensed by the California Bureau of Real Estate License # 01961837 | Arizona MB-0945174 and the NMLS License # 1212805 | NMLS Consumer Access Portal | Privacy PolicyTexas State Compliance

NMLS #1212805. 17291 Irvine Blvd Suite 400 Tustin, CA 92780

Rental Property Loan is a loan that is designed for real estate investors. It does not require personal income verification. We are using the properties' projected rental income to qualify instead. As long as the rental property's projected monthly rental income is higher than the mortgage payment, you will qualify. Many of our clients use this program for investments into vacation homes and short-term rentals such as AirBnB.

When doing a Rental Property loan, we do look at your credit score. These programs are a lot more lenient than traditional loans are so we can go as low as a 660 FICO score at times. If your rental income will cover the mortgage, we can lend you the money you need for a rental property purchase.

Rental Property loans come in all types of loan terms. It's a very flexible program that can help you get the payment that you need. Loans are available as a 5 Year Adjustable Rate Mortgage which will get you the best interest rates. If you want a longer term, we have a 7 Year Adjustable Rate Mortgage available, and a 30 Year Fixed Rate option available as well. Some borrowers prefer interest only payments which we can do as well, so that you can keep your monthly payments as low as possible.

The process is simple. Here at Equinox Home Financing, we have been providing these programs since they have been made available and have been able to help many real estate investors and self-employed business owners purchase or refinance their homes. First step is to call us, a professional will help consult you and explain how our programs work in detail. There are many types of programs and it's best to speak with us so we can guide you in the right direction.

It depends what type of loan program you are qualified for. With a Rental Property loan program, this home can not be your primary residence. We can lend on single family residences, condo's and 1-4 unit properties.

RECENTLY FUNDED DEALS

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